The investor profile is the result of an analysis of your characteristics in relation to investments, and mainly the risk involved. Simple to discover through a few questions, the investor profile serves to indicate the most suitable investment portfolio for you. And did you know that being faithful to your investor profile (or suitability) can make a difference when it comes to being successful in your financial investments? The way you deal with events, for example, is what determines your investor profile. It’s something linked to your personality and goals. Do you want to understand everything about the investor profile and which applications are best for you? So follow with us! What is an investor profile and what are they? There are three investor profile categories. Are they: Conservative Moderate Bold Each category is generally defined according to its risk tolerance, liquidity and profitability.
You will be evaluated based on your financial situation (income and assets), age, knowledge of the market and, of course, your objectives . See the main characteristics of each investor profile : Conservative This type of investor prioritizes security in Brother cell phone list their applications. In their investment diversification, the conservative should keep the majority of their investment portfolio in low-risk products, such as: direct treasury, CDB, LC , LCI/LCA and Fixed Income funds. And if you want to add a little private fixed income, you can invest in debentures too. The main characteristic of the conservative profile is to preserve your assets. Normally he chooses investments with low fluctuation and risk. In other words, you are willing to give up profitability in exchange for more security and liquidity.
Therefore, fixed income products, with predictable profitability, are more suitable for this type of profile. However, nothing stops you from taking risks in some variable income products, for example, real estate funds that allow investments in the real estate sector with little money, promote diversification in the investment portfolio, are exempt from income tax and have liquidity. Click here and access Rico's Recommended Real Estate Fund Portfolio . It is 100% digital and free. Moderate This investor is between the conservative and the bold. He likes security, but already has long-term risk tolerance. Thus, he opts for riskier investments depending on the situation. This investor profile has more knowledge of the market and growing assets, which are already large enough to diversify over different periods.
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